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MORTGAGE MODIFICATION AND BANKRUPTCY

Delays in the government sponsored process of approving your mortgage modification by lenders are inevitable, and as the delays mount, the arrearage on the mortgage continues to grow.  

First, once the lender has reviewed your application pursuant to the government criteria and decided that you are eligible, it will require a three-month trial period.  You will be required to make your normal payments during the trial period before the lender actually determines if you receive a mortgage modification.  The waiting period for your eligibility decision could be extended for several reasons.  If you are denied the permanent modification, the arrears have grown astronomically.

Second,  a mortgage modification can be difficult to obtain if you are self-employed or cannot establish an accurate monthly income average. It is important to consider other options that may help you find debt relief sooner, including bankruptcy.

A well-executed personal bankruptcy filing is often an effective alternative that can provide you with a fresh financial start and long-term financial stability.  Furthermore, you can continue to pursue the modification knowing that the Chapter 13 bankruptcy has provided you a safety net that ensures you will not lose your home.

Get Trusted, Experienced Bankruptcy Counsel Today

Applying decades of experience, Steven Taylor will assess your financial situation and hear you out on your goals. The vast majority of the costs of the bankruptcy can be paid as part of your Chapter 13 plan, over time, making Chapter 13 an affordable solution as well as a life-changing one for many people with debt problems. To discuss your immediate concerns and long-term financial challenges, request a free telephone consultation with Steven Taylor today.  He can help you find the best solution and take decisive action to regain your financial foothold.

Steven P. Taylor, P.C. | Indianapolis Chapter 13 Bankruptcy Lawyer

Contact the law firm of Steven P. Taylor, P.C. today at (317) 271-1111 for a consultation about whether you should file for Chapter 13 bankruptcy in Indiana or email us your questions.  

Download Initial Intake Worksheet

Download Budget Worksheet Required Document Checklist

Prior to your first meeting with my office, please complete the above downloads. They can provide me with further insight into your financial situation and allow me to determine if Chapter 13 bankruptcy is appropriate for you.

Steven P. Taylor, P.C. | Indianapolis Chapter 13 Bankruptcy Lawyer

Contact the law firm of Steven P. Taylor, P.C. today at (317) 271-1111 or (765) 868-0807 for a consultation about whether you should file for Chapter 13 bankruptcy to stop foreclosure  in Indiana or email us your questions.  Steven P. Taylor will assist you in determining whether a Chapter 13 bankruptcy is the best path for you, and will guide you through the bankruptcy process

My practice serves individuals throughout Indiana, including Bartholomew, Boone, Brown, Carroll, Cass, Clinton., Delaware, Grant, Hamilton, Hancock, Hendricks, Howard, Johnson, Madison, Marion , Miami, Monroe, Montgomery, Morgan, Shelby, and Tipton county as well as the municipalities of Columbus,  Lebanon,  Zionsville,  Nashville, Galveston, Frankfort, Muncie, Gas City, Marion, Carmel, Cicero,  Fishers,  Noblesville, Sheridan, Westfield, Fortville, Greenfield, McCordsville, New Palestine, Avon, Brownsburg, Danville, Plainfield, Greensboro,  New Castle, Spiceland , Greentown, Hemlock, Kokomo, Russiaville, Franklin, Greenwood,  Nineveh, Trafalgar, Whiteland, Alexandria, Anderson, Elwood, Beech Grove, Camby, Castleton, Indianapolis, Lawrence, Speedway, Amboy, Bunker Hill, Converse, Miami, Peru, Bloomington, Crawfordsville Martinsville, Mooresville and Paragon.

 


We are a debt relief agency. OUR DEBT RELIEF LAWYERS help people file for bankruptcy under the united States bankruptcy code. IF YOU NEED DEBT RELIEF, OUR LAWYERS ARE READY TO HELP.

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